Emerging issues on rural credit/edited by Raj Kishore Panda

The Indian Economy has adopted a multiagency approach to rural credit and accordingly the Co-operatives, the Commercial Bank and Regional Rurla Banks are engaged in providing credit to agricutlure and other activities in rural area. However, what is observed, in recent years the flow of credit to agriculture by these agencies has declined and this has affected the investment and growth in agriculture. Besides it is also observed that most of the Rural Credit Institutions are not in a state of good financial health. They are plagued with higher NPAs, mounting losses and greater non-viability. In view of this the present Workshop is organized to deliberate upon the working of the Rural Credit Institutions and their credit flwo to agriculture, identify the various weaknesses thereof to improve their efficiency, viablity and larger credit provision for developing agriculture.
About Author :
Dr. Raj Kishore Panda, is at present Professor and Head in the Post Graduate Department of Analytical and Applied Economics, Utkal University, Bhubaneswar. His Field of specialization is Rural/Agricultural Economics and Institutional Finance. Dr. Panda has been awarded many fellowships for doing research both within and outside India.He has field level experience in the area of Rural Finance and has taken up a number of studies within India and abroad. Dr. Panda has been a regular contributor to various Economic Jouarnals of repute and a number of scholars have obtained Ph.d. under of scholars have obtained Ph.D. under his supervison. He has to his credit a number of Research Books and Monograph written on Agricultural Economics and Rural Finance. Dr. Panda has edited a book on Reviving Orissa Economy-Opprotunities and Areas of Action-an outcome of a Natioanl Workshop conducted by the Department of Analytical and Applied Economics, Utkal University in 2004.
Contents :
Preface
Contributors
Summary of the Proceedings
Facets of Cooperative Credit-An Analytical Study
Rural Credit in India: Status and Agenda
Working fo the Regional Rural Banks- A critical study
The Flow of Credit to Agriculture and Related Activities from Banking System in Orissa: Problems and Prospectives
Agricultural Finance in West Bengal: Some Observations
Analysis of Borrowing Sources and Credit Use by Farmers in Rainfed Areas of Coastal Orissa
A Note on Some of the Factors Affecting Efficiency of the Rural Credit Institutions
Public Investment on Agriculture in Orissa: Its Determinants and all that
Flow of Institutional Credit to Agriculture in Orissa
Supply and Demand Aspects of Ground level Institutional Credit Flow in Orissa
The Rural Credit System and Financial Sector Reform: Some Issues and Experience