Personal investment planning

Every rupee rightly invested is, perhaps, ten rupees saved. On the contrary, even a thousand rupees, wrongly invested may be equal to nothing at the end. Saving money is not a skill; but a discipline. You must teach yourself the discipline. But wisely investing the savings is a great skill, which you should acquire and can acquire. That is why this book.

The basic purpose of this book is to help you choose the right kind of investment. I have two objectives in mind : To tell you about the sound investments and also to warn you against the unsound ones. I cast on myself the responsibility to tell you the good and the bad about the investments, so that you can acquire the "wisdom to know the difference".

The only thing which is more expensive than this book is, in my opinion, the ignorance of its contents. More money is spent on cigarettes in India than on books. After all you can always borrow a book. But you should never borrow a book on investments. Don't you agree with me that you must own at least a book on investments, if not investments?