Impact of bank interest rates on SHG Members (Record no. 208755)
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000 -LEADER | |
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fixed length control field | 01563nam a2200217Ia 4500 |
005 - DATE AND TIME OF LATEST TRANSACTION | |
control field | 20220503165641.0 |
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
fixed length control field | 200208s9999 xx 000 0 und d |
020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
International Standard Book Number | 9788180692932 |
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER | |
Classification number | 332.095487 RAJ |
100 ## - MAIN ENTRY--PERSONAL NAME | |
Personal name | Rajasekhar, D. |
245 #0 - TITLE STATEMENT | |
Title | Impact of bank interest rates on SHG Members |
260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
Place of publication, distribution, etc. | New Delhi |
260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
Name of publisher, distributor, etc. | Concept |
260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
Date of publication, distribution, etc. | 2006 |
300 ## - PHYSICAL DESCRIPTION | |
Extent | 84 p. |
365 ## - TRADE PRICE | |
Price amount | 150 |
365 ## - TRADE PRICE | |
Unit of pricing | RS |
520 ## - SUMMARY, ETC. | |
Summary, etc. | The book examines the effects and ramifications of interest rates on SHG members under the NABARD programme on bank-SHG linkage with the help of data collected from a large number of SHGS formed by the Grama Vikas, Kamataka. Although the banks did not incur much cost towards training, selection and monitoring of the borrowers, they benefited a great deal from higher recovery rates under the linkage programme. The SHGS, on the other hand, spent considerable time in the selection, monitoring and repayment of loans. They also incurred costs on account of loan defaults and other expenditure. The interest rates under the linkage programme had debilitating impact on income from the activities undertaken by the SHG members. The book concludes that the banks were faced with win-win situation while SHGS and members were faced with loss-loss situation. There is, therefore, a case for NGOS, donors and development workers to advocate a reduction in the interest rates charged by the banks under the NABARD bank-SHG linkage programme. |
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
Topical term or geographic name entry element | Rural development project-India-Kolar district |
942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
Koha item type | Books |
Source of classification or shelving scheme | Dewey Decimal Classification |
Withdrawn status | Lost status | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Cost, normal purchase price | Total checkouts | Full call number | Barcode | Date last seen | Cost, replacement price | Price effective from | Koha item type |
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Not Missing | Not Damaged | Gandhi Smriti Library | Gandhi Smriti Library | 2020-02-08 | 150.00 | 332.095487 RAJ | 130019 | 2020-02-08 | 150.00 | 2020-02-08 | Books |