Impact of bank interest rates on SHG Members (Record no. 208755)

MARC details
000 -LEADER
fixed length control field 01563nam a2200217Ia 4500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20220503165641.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 200208s9999 xx 000 0 und d
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9788180692932
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.095487 RAJ
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Rajasekhar, D.
245 #0 - TITLE STATEMENT
Title Impact of bank interest rates on SHG Members
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. New Delhi
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Name of publisher, distributor, etc. Concept
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 2006
300 ## - PHYSICAL DESCRIPTION
Extent 84 p.
365 ## - TRADE PRICE
Price amount 150
365 ## - TRADE PRICE
Unit of pricing RS
520 ## - SUMMARY, ETC.
Summary, etc. The book examines the effects and ramifications of interest rates on SHG members under the NABARD programme on bank-SHG linkage with the help of data collected from a large number of SHGS formed by the Grama Vikas, Kamataka. Although the banks did not incur much cost towards training, selection and monitoring of the borrowers, they benefited a great deal from higher recovery rates under the linkage programme. The SHGS, on the other hand, spent considerable time in the selection, monitoring and repayment of loans. They also incurred costs on account of loan defaults and other expenditure. The interest rates under the linkage programme had debilitating impact on income from the activities undertaken by the SHG members. The book concludes that the banks were faced with win-win situation while SHGS and members were faced with loss-loss situation. There is, therefore, a case for NGOS, donors and development workers to advocate a reduction in the interest rates charged by the banks under the NABARD bank-SHG linkage programme.
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Rural development project-India-Kolar district
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type Books
Source of classification or shelving scheme Dewey Decimal Classification
Holdings
Withdrawn status Lost status Damaged status Not for loan Home library Current library Shelving location Date acquired Cost, normal purchase price Total checkouts Full call number Barcode Date last seen Cost, replacement price Price effective from Koha item type
  Not Missing Not Damaged   Gandhi Smriti Library Gandhi Smriti Library   2020-02-08 150.00   332.095487 RAJ 130019 2020-02-08 150.00 2020-02-08 Books

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