Effective financing of agricultute with specific emphasis onrecoveries (Record no. 167352)

MARC details
000 -LEADER
fixed length control field 02277nam a2200193Ia 4500
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20220511171814.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 200208s9999 xx 000 0 und d
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.31 EFF
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Thingalaya, N. K. (ed.)
245 #0 - TITLE STATEMENT
Title Effective financing of agricultute with specific emphasis onrecoveries
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Manipal
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Name of publisher, distributor, etc. Syndicate Bank
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Date of publication, distribution, etc. 1988
300 ## - PHYSICAL DESCRIPTION
Extent 96 p.
520 ## - SUMMARY, ETC.
Summary, etc. There has been a substantial expansion in the volume of agricultural credit lent by the commercial banks in India during the last one decade. It is now in the neigh bourhood of Rs. 10,000 crores accounting for 14.5 percent of the total bank advances. Considering the volume of credit and its components, the expansion achieved by the banks is indeed commendable. It is however, debatable as to whether the expansion is adequate considering the growing needs of the agricultural sector. The acceleration in the flow of credit to the rural economy, through a wide network of branches opened in the recent past, has created a number of problems, both managerial and operational. The mounting overdues is one of the problems.<br/><br/>The increase in the default ratio is causing concern to the bankers and the central bank authorities. It is not only the steady decline in the recovery rate which is causing concern, but also the factors which influence this deterioration. The apprehension is that the overdues which are the bane of the cooperative credit system in India should not plague the commercial banks' operations. The periodical announcements of the programmes for writing off the agricultural dues based on political expedien cies have a tendency to increase wilful default among the borrowers. They also would tend to influence the borrowers who are prompt in their repayment. Bad advances are not an unknown element in credit deployment. A small percentage of the total credit lent becoming sticky is inevitable in real life situation. Its expansion, however, beyond reasonable limit is undesirable. The overdues in the case of agricultural advances are of the magnitude of 45 per cent and there has been no percept ible improvement in it in the recent years.
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Agriculture Institutitions
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Beliraya, K.V. (ed.)
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type Donated Books
Source of classification or shelving scheme Dewey Decimal Classification
Holdings
Withdrawn status Lost status Damaged status Not for loan Home library Current library Shelving location Date acquired Total checkouts Full call number Barcode Date last seen Price effective from Koha item type
  Not Missing Not Damaged   Gandhi Smriti Library Gandhi Smriti Library   2020-02-08   332.31 EFF DD9783 2020-02-08 2020-02-08 Donated Books

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